Mortgages for Mothers

Are you a single mother? Do you dream of owning your own home? Dollar Bank will present its 10th annual "Mortgages for Mothers" workshop this Saturday, March 7, beginning at 9 a.m. at the Sheraton Station Square on the Southside. Attendees will learn about the various mortgage loan programs available to them, and come to understand the importance and power of credit. They will even get a chance to discuss their individual credit reports with a credit professional. The workshop is free, and childcare will be available.

For more information or to register, call 1-800-345-DOLLAR or visit http://www.dollarbank.com/Events.aspx.

Free Homebuyers' Education Workshop

Neighborhood Housing Services (in partnership with the Bloomfield-Garfield Corporation) presents a FREE homebuyers' education workshop on Saturday, May 17, from 8:30 a.m.-4:30 p.m. at the Bloomfield-Garfield Community Activity Center, 113 N. Pacific Avenue in Garfield. The workshop covers the following and more:

• how to prepare for home ownership
• tips on setting up and maintaining a family-friendly budget
• credit history and credit report information
• tips on shopping for a home
• information on what to expect from your bank, your realtor, your home inspector, and your insurance provider
• predatory lending and foreclosure prevention information
• referral to Pitt Law School for FREE legal advice before signing documents
• closing and moving-in information
• post-purchase information

Space is limited, so please call 412-281-9773 x 109 to register!

Energy Efficiency Loans

Here's a good deal this winter: Citizens Bank Energy Efficiency Loans of $1,000 to $3,000, with no fees or closing costs, and a low monthly payment, designed especially for low- or moderate-income homeowners.* The loans may be used for adding insulation, installing storm windows or doors, upgrading a furnace or other home-heating system, or other types of weatherizing. Monthly payments are as low as $28.20 a month to borrow $1,000 at 1% APR for 36 months. Payments must be automatically deducted from a Citizens checking or savings account. For more information, call 1-888-304-5400.


*income must be less than 80% of the area median income