Wednesday, August 4, 2010

Pa.'s Fair Care Program

State Rep. Dom Costa has announced that starting Wednesday, Aug. 4, Pennsylvania's Fair Care program will begin taking applications from people with pre-existing conditions who have been unable to obtain health coverage on the private market.

"The Fair Care program is designed to help our most needy citizens – those with pre-existing medical conditions who can't get health-care coverage," said Costa, D-Allegheny.

The Fair Care program is administered through the Pennsylvania Department of Insurance and will go into effect in September.

To qualify for the coverage, individuals must be:

  • Citizens of the United States or lawfully present in the U.S.
  • Uninsured for at least six months before applying.
  • Unable to get health insurance due to a pre-existing condition.

The state will receive $160 million from the federal government to set up the program, which will provide coverage to as many as 5,600 people between now and 2014.

Subsidized premiums will be $283 per month, and the plan's benefit package includes:

  • Preventive care;
  • Physician services;
  • Diagnostic testing;
  • Hospitalization;
  • Mental health services;
  • Prescription medications.

The Patient Protection and Affordable Care Act, the new federal health-care reform law, calls for the creation of a Fair Care Program to make health coverage available to people who have been denied coverage because of a pre-existing condition. Detailed information is available on the Pennsylvania Department of Insurance website,

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